Idawati

Financial Services Consultant; Senior Premier Consultant

Idawati

Financial Services Consultant; Senior Premier Consultant

I came from a really tiny fishing village in Indonesia whereby people have little exposure to what insurance and financial planning is. Often, when an undesired event happened, one is left by the huge medical bills. Yes, that’s not ideal isn’t it? Especially more often than not, these bills ain’t yours to begin with.

I’ve always wanted a meaningful job. A job that I can add value to the lives of the people, including my loved ones. Because I know through this job, I am able to provide a holistic view towards financial planning. Besides that, through this job, I am able to create beautiful, long term relationships with individuals.

If you resonate with me, I would love to get to know you more and journey with you to achieve your goals too!

Work
- TrueNorth Financial, AIA Singapore
Credentials

Newsletters

Articles Worth Sharing

Newsletter Issue 93: Happy Travels

Embark on meaningful journeys with insights to plan memorable vacations, navigate budget travel, and uncover cultural treasures. Whether you’re crafting a family adventure or exploring last-minute deals, these ideas inspire travel that deepens connections, stretches savings, and invites discovery.

As families navigate the challenges of exam season, it's important to foster resilience, support growth, and nurture well-being. These insights explore how to create a balanced, supportive environment for children, helping them thrive academically, emotionally, and financially.

Persistence and perseverance are the cornerstones of personal growth. As we enter the final stretch of the year, these traits become even more essential. Discover ways to harness determination, build resilience, and stay committed to your goals. Even when the journey feels long and challenging, remember—you’re closer than you think. Let’s push through this last lap together.

Navigating the rising cost of living requires strategic planning. This issue provides tips on budgeting, skill development to increase income, and utilising resources to manage money. I hope these strategies help empower you to stretch your money further and maintain financial stability.

Prioritizing our health and immunity is essential, especially with summer holidays and travel on the horizon amid the recent surge in COVID-19 cases. Here are some practical tips, nutritious recipes, and expert advice to keep you safe and ensure healthy and enjoyable summer vacations for you and your loved ones!

As we approach the time of year when scorching temperatures send us seeking refuge indoors, this issue offers essential tips and strategies for managing the heat. Arm yourself with knowledge and discover ways to stay cool, hydrated, and healthy amidst the sweltering heat, ensuring you thrive in your daily life!

Life is a multifaceted journey of growth and transformation. From overcoming setbacks to embracing professional and personal development, this issue contains wisdom on self-forgiveness, career and financial success, and the limitless power of lifelong learning. The process of growth may not always be easy, but it will be worth it. I hope this enriches your life.

Amidst rising costs, aging and retirement planning is becoming a growing concern for many. Yet, more than just ensuring financial readiness, one who is planning to retire also needs to be psychologically prepared for the shifts in lifestyle, routine and everything that comes along with it. In this issue, let's explore expert tips on staying healthy, mentally sharp and financially secure, so we can age gracefully in our golden years.

As we embrace 2024, discover essential insights for a prosperous journey ahead. Explore key financial strategies and economic trends aligning with the Dragon Year's promise of prosperity. Immerse in the cultural vibrancy of the Lunar New Year celebrations. I hope this issue with its blend of wisdom and practical advice equips you to navigate the opportunities and challenges ahead with confidence. Together, let's ride the Dragon!

In this issue, here are some insights on mindful reflection, effective goal-setting, and strategic reviews. I hope this helps you equip yourself for a thriving year ahead with impactful resolutions and fresh perspectives. Let's embark on this journey of growth and renewal together.

Embrace the spirit of the holiday season in this month's issue, where cherished traditions meet thoughtful innovation. From smart savings and healthy feasts to meaningful gifts and cozy stays, our collection of articles offers a reflective journey through holiday warmth. Savour every moment with our handpicked tips and recipes, and let's celebrate the joy and generosity that define this wondrous time of year.

As inflationary pressures continue, affecting both individuals and businesses, it is vital to equip ourselves with effective strategies to navigate this environment. This issue provides pragmatic insights and ideas, guiding us to not only weather these economic challenges but also thrive in the midst of them. I hope this brings us greater financial resilience and empowerment.

In celebration of Children's Day, here is a friendly collection of articles brimming with insights! I hope these writings can guide us in embedding valuable skills, boosting financial literacy, and laying down a roadmap to raising resilient, balanced children. May we empower the upcoming generations, helping them blossom into well-rounded and holistic individuals. Let's cherish the joy of nurturing our future

Making decisions on property is not trivial, as they often have effects on our quality of life in ways that are not just material but also financial and emotional. Regardless of our experience levels in making decisions on our properties and homes, it helps to have an appreciation of what resources are involved, and how we can be resourceful about them. I hope you find the materials in this issue useful.

In today's rapidly ageing society, advance care planning and long-term care planning are emerging as critical considerations for ensuring a comfortable and secure future. As we journey together through the intricate aspects of planning for what lies ahead, it's never too early to make such vital decisions. It's your future; plan it well.

In the delicate balance between awe and envy lies an opportunity for growth. Awe opens our eyes to the beauty and possibilities around us, while envy stirs our desires for improvement. By using awe as a wellspring of inspiration and envy as a catalyst for positive change, we get to harness these emotions to fuel our ambitions, cultivate empathy, and create a brighter future for ourselves and others in various aspects of our lives.

As artificial intelligence (AI) and chatbots like ChatGPT become ever more prevalent, AI’s potential to transform our lives and economy cannot be understated. With the increasing adoption of these technologies, they will not only transform the ways we use or consume information, but they are also poised to play a pivotal role in just about every aspect of our lives, including work, finance, and parenting. In this issue, we explore the nuances of AI and the possibilities it brings to our world.

Whether we are mothers ourselves or simply have someone in our lives who has played a motherly role to us, chances are, our lives have been influenced in profound ways by motherhood. Let's take a moment in this issue to honour, value, and draw lessons from the incredible wisdom of women and mothers who have impacted our worlds.

Necessity is the mother of invention. Throughout history, humans have demonstrated the ability to innovate, solve problems, and create solutions in the midst of crises, resulting in some of humanity's greatest inventions. All it took was resourcefulness, action, and persistence. Through this issue, I hope to provide insights into how we can live life constructively and creatively, regardless of the challenges that we may face today.

As we get back into the groove of work, our most important arsenals have to be our health and brains. After all, these are essential in allowing us to lead a functional and meaningful life. To do that, we need to take care not to fall ill and ensure that we upkeep our physical, mental, and social well-being. Let us explore in this issue the various ways that help us protect and strengthen our overall health.

For many, the festive season is a time of food, celebrations, social interaction, and hype. Coupled with the continuous demands of work and life, such periods can sometimes leave us feeling drained, and some of us may even struggle to get a breather. In this issue, I have put together resources on how we can possibly wind down and benefit from more intentional quiet and less noise.

As the world enters a recession, the upcoming year can pose a challenge for many due to increasing economic uncertainty, and the natural fears surrounding it. In this issue, we look at some trends and possible actions that can help us become more emotionally and financially resilient to not just ride out the challenges, but rise above them. I hope this gives us hope.

We live in three distinct timeframes - the Past, the Present, and the Future. Many times, we tend to live and make decisions based on what gives us immediate gratification, and often to our detriment. Despite not knowing what tomorrow will bring, planning ahead removes uncertainty and provides clarity to our lives. In this issue, I have included articles that I hope will inspire you to take actions that your future self will thank you for.

Many of us lead busy and stressful lives. Even when we may be caught up meeting deadlines, sprinting towards our next goals, or looking after our families, we cannot neglect taking appropriate breaks for our well-being. While it may feel counter-intuitive to do so, sometimes the best thing is simply to step away from the four concrete walls to go for a walk outdoors. It refreshes the mind, body and soul, and is beneficial for our health and creativity. So let's lace up our trainers and walk our stresses away.

In an environment of rising inflation and uncertainties in global geo-political climate, almost no one is spared from the economic consequences of the day. It is therefore more important than ever to be intentional and mindful in how we manage our finances in our daily living. Here, I have put together some resources which you can tap on to help you gain a better insight on how you can be more savvy with your money.

Every one is different, and differences in opinions, interests, backgrounds and personalities tend to come with conflicts. Whether is it our co-workers, friends, family members or even our partners, disputes are not only common, but they're natural and sometimes inevitable. The question is, while such conflicts arise, how do we navigate them? Do we attempt to work through issues amicably with others, or do we allow our egos and emotions to rear its ugly head? Today, we look at practical tips on how we can manage ourselves and relationships in more mature ways.

As humans, the pursuit of change and progress is something that is innate to every one of us. Like it or not, there will always be things in life that we hope could be a little different, a little better in the way that daily situations & events turn out. It could be in the way we think, speak, or the way we handle everything from our finances to our relationships with others. We seek to become better -- and we should. As we strive to continuously exceed our potential, we rise above all previous versions of ourselves and grow stronger. In this issue, we look at some ways in which we can embrace a better self and an even better future.

In life, there are days and moments where everything we do does not feel enough, or face situations that are beyond our control. A common response to such instances is to doubt ourselves and our abilities, and that is a very normal and human thing to do. But the effect of self-doubt can cut both ways: It can either spur us to achieve our goals and thereby boost our confidence levels, or cause us to feel entirely powerless and paralysed. Fortunately, whether we allow it to work for or against us is mostly up to us. In this issue, we will explore the ways in which we can harness self-doubt to build confidence -- one step at a time.

Statistically, most people live till an average age of 80 years. Although this number varies across cultures and nations, we cannot deny that life is still all too fleetingly short. 80 years a lifetime translates to 80 summers and 80 winters - to love, laugh, live, and make the most of our time on this earth. Far too often, when faced with our mortality, we look back at our lives and think of all the things that could have been different. Regret may sometimes be inevitable, but it is still possible to live an unlimited life with the limited time that we have. In this issue, we look at some of the ways we can do so.

For the past years, given the pandemic and restrictions, many of us were forced to re-evaluate how to plan and book trips for holidays, or consider whether we should even be planning for any travel at all. Now, as borders are opening up, we have reached a stage where many of us are ready to start traveling again and make vacation plans once more. The catch, though, is that traveling will likely continue to be complicated as new variants emerge. How then do we plan for travel? In this issue, we explore this matter in more depth.

Life can be unpredictable with obstacles, making it sometimes difficult to stay afloat. Whether it is the loss of a loved one, stress from work, or financial woes, everyone faces challenges and does at some point, struggle with remaining optimistic or hopeful. Nonetheless, it is still important to maintain positivity to keep us going; by finding the good in the bad, and being the light in the darkness. For this issue, let us explore on what being positive means & how we can harness it in ways that truly benefit our lives.

As humans, we have an innate need for connection and approval from others. Often, we make an effort to gain validation and this is natural. Yet, in our world today, this need for others’ approval becomes magnified; as many of us are constantly plugged in on social media, we tend to get caught up in the pursuit of “likes”, “shares”, “follows” & engagement. These can have implications on our mental well-being and happiness. Through this issue, I hope that we can be more aware of the impacts & risks associated with excessive use of social media, and what we can do about it so that we can live out our best lives.

It is a season of feasting, socialising and spending time with our family and friends. Amidst the bustle of festive preparations and joviality, let us not forget to take care of our well-being even as we celebrate this time of wealth, health and happiness. Stay safe, savvy and prosper!

By this time, we would have endured quite a long period of the COVID-19 pandemic and many things have changed. Collectively, we have adapted to new ways of living, working and socializing. While there is no telling of when this pandemic will truly “end”, one thing’s for sure: Life goes on. The best we can do is to continue to look towards the future and live out the best we can. As we head into a new year, here are some predictions and trends we can look forward to.

In times of uncertainty, it’s easy to get overwhelmed. With the COVID-19 outbreak, we are faced with the challenge of adapting life around the virus and navigating intense market volatility. This leaves many of us feeling anxious and even disempowered.

Confucius, the Chinese philosopher, left us with these words to contemplate: The man who asks a question is a fool for a minute: the man who does not ask is a fool for life. As the year winds down, it is time to reflect on some popular and widely - accepted beliefs and misconceptions that we may hold that do not serve us in achieving our goals and desires. Today, we look at debunking some of these misconceptions to expand our thinking and explore new perspectives and horizons.

In meeting the demands of work and every day life, many of us can feel compelled to do all things at once, and may become overwhelmed or less effective as a result. To counter this, it is worth taking a moment to adjust our pace; to give ourselves the space to practice taking one step at a time in the ways we perform our tasks and how we manage our minds & emotions.

As human beings, we are a culmination of our environment, decisions, behaviours and habits. It is worth giving thought to how we live our lives; taking a step back to reflect on some of our own less-than-ideal tendencies and ponder about how we can mitigate or improve upon them. Here are some resources that I hope can help us foster habits and patterns that can create an upward cycle for ourselves over time.

In a world where more of us are increasingly working remotely, the issues of exhaustion, burnout and digital fatigue have become more pronounced in recent times. The implications on mental health and quality of life are real. Here are insights and resources that I hope can help us better understand the nature of the burnout that we may experiencing. More importantly, we can learn to manage, uplift ourselves and also the people around us.

Leadership is the act of guiding a team or individual to achieve a goal through direction and motivation -- and there is a leader in all of us. This issue contains insightful resources and pointers that touch on the various under-talked about but important aspects of leadership. I hope this inspires us to not just exercise good leadership in our daily lives as individuals and organisations, but more importantly, help us get through and thrive even in difficult times.

As our personal lives get increasingly intertwined with our work in this season, it becomes more important than ever to find ways to devote our energies to become more effective & productive as individuals. Here, I'd love to share with you on some resources and powerful ideas on how we can not only become more productive, but also make our work & daily life more meaningful in the process.

What does it mean to lead a good life? The meaning of a good life, or life for that matter, is subjective. But there are some evergreen truths and wisdoms that we can all live by that help us gain the most out of life even through obstacles and challenges. In this issue, I have put together for you a series of insights, tips & advice by some of the best thinkers throughout history on how to live out a good life. I hope these resonate with you.

Dignity is the state or quality of being worthy of honour or respect by virtue of being human, and every person has an intrinsic need to feel valued and needed. Yet, in our world, there is often a gap between the ideals and realities of how dignity is accorded to individuals across age, gender, social statuses and financial positions. In this issue, I'd like to bring attention to the topic of dignity, and the ways which we can protect & honour the dignity of others and ourselves.

Women have long played a huge part in our society and economy. When it comes to uplifting women, the work extends beyond just international women's day or month. In fact, it requires continuous effort from not just leaders, but also every day folks like us to recognise and appreciate the great potential of women in our lives. In this issue, I'd like to share insights on how we can be enablers of women's progress while staying aware of the realities and struggles they may face. I hope this helps us in empowering the women and girls in our midst.

When was the last time you received kindness from somebody? When was the last time you extended an act of kindness to someone else, and to what end? As it turns out, there can be tremendous merits and outcomes in paying forward a kindness received with a good deed to somebody else, especially when done out of gratitude. The concept of "Paying It Forward" is nothing new, but in our world, I believe we could do with more compassion and selflessness as it brings out the best in us.

As we begin a fresh year, it is a good idea to not just evaluate ourselves based on the previous year on how we have been managing our lives, but also to find out ways to become more productive as we move along. In this issue, I'd like to share with you some powerful ideas on productivity and how we can make the best of our resources, time, energy and capabilities. Let's do this!

In the words of Poet Ali in his TED Talk, "Every language we learn is a portal by which we can access another language"; the more we know, the more we can speak. To round off the year, I'd like us to take a moment to learn new concepts, stories and ways of seeking and connecting, which will empower us to adapt to the needs of others & ourselves in the way we relate, love, heal, and see possibilities. I hope this inspires you.

In a year where many of us are affected and perhaps feel powerless over our incomes amidst a pandemic, it is a good time to take stock of our financial health and confront our feelings about them & the way with deal with them. Whether we are young, middle-aged or senior, here are some important principles & practical tips on money management that we can fall back on which can go a long way into helping us optimise our finances and become financially wiser.

All of us would have people around us that we learn from in our lives. And people whom we in turn teach and need to be accountable to at some point - as students, working adults or parents. The better we are at relating and leading others into growth, the better we become as individuals. In this issue, I hope we can draw some lessons and wisdom from these materials that can help us cultivate values and cultures that we want in our lives and lift us up.

As humans, we often like to think we're right, even when we can be wrong at times. Many of us have the unconscious tendency to seek information that support our existing beliefs & disregard or undermine those that do not match ours. But doing so without awareness or questioning can have adverse effects in the way we think, make decisions & live our lives. Today, I'd like to share with you some potential consequences of confirmation bias & what we can do about them.

The world as we know it has changed for good on pretty much every level - from our lifestyles, to habits, to incomes and economy. As we navigate our way and find our place in trying times, it is important to stay grounded and keep the faith as we focus on seeing and creating opportunities, solutions & meaning. While there are no quick fixes in times like these, there's still a space for us to find ways to improve and cope better in our lives. I'd like to share them with you in this issue. Let's keep our heads up in choosing to persist in hope & good thoughts, and I believe we will emerge stronger than before.

As they dedicate their love and lives to their households and make constant sacrifices for their family’s & children’s well-being, mothers never retire. For all these, moms deserve more thoughts besides during Mother’s Day. But should mothers also think about planning their own retirement — financially speaking? In this issue, as we give tributes to all mothers, we would also like to give thoughts to a mother’s financial freedom. Mothers deserve a worry-free retirement as well.

Albert Einstein said, "Compound interest is the eighth wonder of the world. He who understands it earns it. He who doesn't, pays it."

Today's phone in our pocket has 100,000 times the power of the computer that landed man on the moon 50 years ago. Our world is evolving at breakneck speed today. The World Economic Forum projected that more new jobs will be created compared to the ones lost. Uncertainty remains about what these new jobs would be. But the time to change our approach to learning new skills has come. The time is now. The 4th Industrial Revolution has begun.

There are many new things to deal with at this time while we are being isolated from life-as-usual. A new lifestyle, a new future and something that can be quite subtle - a new kind of burnout. It should do us well to be aware about this so we can learn to disengage when we need to. I wish you and your loved ones good health and may you continue to stay safe!

Amidst a pandemic, the profound impact & discomfort of loss or the prospect of loss is felt almost universally. We may find ourselves and even those we care about feeling anxious & restless, which makes it challenging as we find ways to adjust not just physically, but also mentally & emotionally. At this time, emotional support for one another becomes ever more essential. Here, I'd love to share with you insights that can help us have a deeper understanding on the complex emotions that we may be dealing with, & the ways in which we can provide meaningful social support in our daily interactions through being present & holding space for others.

What the eyes cannot see is bringing countries to their knees as we write. The full impact of Covid19 is still unknown. It has ushered in a new reality for the World. Our lives will never be the same again. And Covid19 won't be the last. While we #fightasone, let's see how we can prepare ourselves and our children for this new future - together. Here are some good reads that I believe can help us rethink this new future and its possibilities. If you find these resources useful, please forward them to those you care about, especially at a time such as this. Cheers!

Here's wishing you and yours a very fruitful 2020, and the best is yet to come! Another year, and what better way to start it with a collection of thoughts that might turn out to touch your life for the better? I hope you could find something useful and share along with those you care about too. Cheers for a blessed 2020!

When the going gets rough, it can at times be easy to lose sight of what we set out to attain in our lives, be it in our personal endeavours, work or finances. The process of going & pushing through such situations may not be most comfortable, but persevering and talking about how to handle them is necessary. These are perspectives I found useful and inspiring. I hope this gives you hope.

In many ways, relationships are key to our well-being, as trusting, fulfilling relationships lay the foundation for our emotional health and security. But to work through relationships and trust matters aren't always linear or clean - they can be messy and raw. Here are some articles that I found incredibly valuable that enrich us in our personal and professional lives.

Change is hard. To force change is harder. They usually don't last. Perspectives however, are easier to accept. They change our minds and maybe that's what we need more than change itself. I hope you enjoy these articles.

These are some rather transformative articles that could help you and those you care about. So please be free to share them. I hope you find them beneficial. If you like them, do drop me a note and I'll be very glad to know I've added value and touched someone.

The lack of sleep being linked to chronic illnesses like diabetes and heart disease isn't a happy story. Certainly not for those of us who are more conscious about building happiness in life. Please share this newsletter issue with those you care about. We can impact lives together!

The Bucket List - chances are that you may not have made one. It is an interesting journey that we can take together. It's also a lot easier taking a peep at some of the most inspiring bucket lists that we have put together to share with you. Let's start one and live it out!

Since our taste buds are not working like black and white TVs. We know it's meant for some tasty good food. Yummy! Let's stay healthy, and also up our knowledge about making some nice interesting food. Here are some really good resources curated for you.

There's a man in Singapore, that every time he concludes a business deal, he would go buy a plant and plant it somewhere. It's a simple way of giving back. He was also able to disengage and be with himself while doing something meaningful, albeit how simple it was. In this issue are some more examples of such life's lesson that we can benefit from. All we need, is to just take some time, slow down and breathe in the fresh air.

There are just too many things that we know to be good for us, but have not yet become a part of us. Applying wise financial habits may be one of them. Here are some to learn about by seeing them from the eyes of a very successful woman - Oprah Winfrey. Change requires conscious efforts. I hope some of these thoughts will begin to be a blessing in your life. Cheers.

In case you missed the news, besides the big 3 - US, Russia & China, tiny Singapore would be the next to send a human into Space using a helium Stratospheric balloon capable of lifting an SUV. This is a 5 years arduous journey filled with many inspiring stories. A Visionary who saw the possibilities, followed by 150 applicants to be Singapore's first Astronaut, and finally an extraordinary individual to make the trip, laying his life on the line. Yet his project isn't about Space. It's about creating a better mental model for Singaporeans - that with the heart, mind and grit, we can do great things. Enjoy this historic moment.

Or rather, this issue is about learning the secrets of being interesting. Even calling it a secret is a little too much. In today's world of overwhelming information overload, it's about paying attention to certain things that some people do to make themselves more interesting than others. We can all do better in life with a little dose of this knowledge. So let's dig in!

In this issue, I'd like to do something different. All of the highlights are very interesting videos from TED talks about the way we think. The videos are between 15 to 30 minutes, but they are well worth your time I promise. Hope these resources will help create marginal changes in your life every so often. Let's be enlightened together!

Research seems to point to the fact that those who engages in deeper conversations with others are happier people. This is what I call a happy finding. It levels with what makes us human. We speak, we listen, we feel, we learn, we take and we give. And deeper conversations allow us to lift each other up.

In the last issue, we discussed how robots will change our lives in the future. It has become increasingly important for us to keep our minds on the ball, stay sharp and stay progressive. If half the jobs in 2020 are yet to be known to us, how can we prepare ourselves and our children today? To face a fast changing future, we need to first understand it. We need to try and take a peek into this future and start to embrace change.

We have come to a very unique juncture in time, where we are transitioning into the 4th industrial revolution. This is a time where technology as we know it will start to escalate in its rate of change. Our lives and jobs will surely be impacted. But how? It is time to consider this and take stock of where we might stand now and three to five years later.

From a parent to a child, between friends and professionally in the workplace - there's something special about the role of story telling. And we've a lot to learn from the world's great story tellers. Some of the best are comedians, public speakers and politicians. But there's more. I hope the following articles will help you get started in this interesting journey of learning and exploration.

It's been a while since the subject of Retirement was discussed. In this issue's video, it's quite interesting to see how children have different ideas about Retirement. I'm sure all of us have our ideas as well. Yet life can mercilessly erode these dreams. But not if we are really serious about them. So how serious is your retirement dream?

The future seems to come at us at a faster pace than before. It brings along with it many questions. Will automation take over our jobs? What new jobs will be created? And which existing ones will be obsolete? How can we survive? Yet some things don't change. Understanding the things that will change and those that won't can help us carve out a better future.

Most of us find it hard to change even when we know we need to. If only it's as easy as a walk in the park. But once in a while, a certain change of perspective is all it takes. Hopefully, today can be one of those time for you. We can gain some insights and wisdom from these articles that are worth sharing.

Do we need to get better at time management? Or do we need to instead think about Time itself? More specifically, what it means to us - with the very limited time that we have. The answer would be different for each of us. But I'm rather certain that taking time to ponder about Time itself can be a fruitful thing to do.

The World Health Organization's latest report says diabetes has quadrupled in the past 34 years. It's certainly something that we should care about. Not just for us, but also our loved ones. Here's a starter to help us understand and prevent this disease better.

Health is important, so is a good life and great food! One of the great thing about being in Singapore is that there's always new food places to explore. In this issue, I'd like to bring you to a couple really good yummy places - wrapped up with a hilarious video you don't wanna miss.

Singapore is growing as a cultural center. But why is Art important? And how can Art, in its many forms make our lives better? Deep within all of us, there's a need for expression and appreciation. There's certainly more for us to explore and learn about Art. Do not miss the video below. Oh how beautiful this is ~ a celebration of art and life!

It is always quite refreshing to discover new things about our health. In this case, Vitamin C is one of those surprises. Do watch the video below till the end ~ it could be a life saver. But please seek your doctor's opinion as well.

The more we read, the more we can share. And sharing is caring. Here are a few interesting articles I'd like to share with you in this issue of my newsletter. Remember to pass it along to those whom you care about too.

It isn't the bucket either. One good news is that more people are now surviving cancer. The other good news is that life expectancy has increased from 75 to more than age 80. But hold that thought for a moment - it's only good news if one is financially prepared to survive such a critical challenge.

We may have thought that creativity is a realm belonging to a selected few. But is it? In this issue, we explore together some interesting stories that may strike a chord of inspiration for you. You can be creative too.

Testimonials & Referral Notes

Beyond advise; genuine support

I first met Ida when we were heading to a Christmas gathering with my then-girlfriend, now wife. After that, we had many conversations, and she has always been readily available to listen and help. She had been my wife’s financial advisor long before I knew her, assisting with financial planning and encouraging her to develop healthy spending habits.

We had our first meet-up for financial planning last year, and what really resonated with me was her reassurance about having someone to turn to in times of need, someone who genuinely cared. This way, I wouldn’t have to navigate the complexities of policies and claims on my own. Beyond being my financial advisor, she’s also a friend I’ve known for some time, which made me comfortable entrusting her with my policies. I even decided to make some changes on my existing ones to work with her.

I’ll definitely recommend Ida to anyone I know who needs financial advice or assistance with policy management.

Jonathan ONG
Sales Engineer

Really enjoyable experience working with them & most importantly, they are not pushy

I enjoy working with Ida & Yvonne. They help me to understand about financial planning and also very transparent in sharing with me how the plan works. They will inform me of the pros and cons & what will really suit me according to my needs and wants, especially when I am still a university student. They are definitely not the pushy type who will hard sell stuff, so I am really thankful for that! Both Ida and Yvonne are really nice and great to talk to, I've had multiple pleasant chats with them and it is overall enjoyable for me! Thank you both!

Jia Yun LIEW
University Student

Celebrating Ida: My Trusted Financial Advisor

I met Ida a few years ago and decided to engage her as my financial advisor because my previous agent did not have any time for me. She helped me reassess my needs and revise my plans according to my current situation. She is very responsive and knowledgeable in her profession, providing good alternatives and recommendations. Despite her busy schedule, she always ensures that we meet up yearly, which I really appreciate.

Thank you very much!

TAN Poh Beng
Retiree

Making Finance Simple and Stress-free

I want to express my heartfelt gratitude to Ida for her exceptional dedication and support. Her unwavering commitment to ensuring my basic needs are met has not gone unnoticed. Her ability to break down complex policies into easily understandable terms has been invaluable. Thank you for going above and beyond in guiding me through financial matters. Your expertise and kindness have made a significant impact on my understanding and peace of mind. Thank you so much Ida!

Naufal
System Engineer

Personalised and Caring Financial Guidance

Idawati was introduced to me by my younger sister, who is a close friend of hers. She has been very helpful in assisting several members of my family with their financial planning. Idawati's friendly attitude and patience in explaining the financial plan were greatly appreciated. Her dedication and clear communication made the process understandable and straightforward. I would highly recommend her services to anyone seeking professional and caring financial advice

Yi Leong GOH
IT Deskside

She is always there

I had the pleasure of being introduced to Ida through one of my colleagues. Given my limited prior experience with personal insurances, I was grateful that she took the time to thoroughly explain all the details in a precise manner. This guidance led me to confidently choose AIA for my insurance needs.

What truly sets Ida apart is her remarkable availability. Being easily reachable makes a world of difference, particularly when navigating through the process of making claims or seeking clarification about various policy aspects. This level of accessibility not only provides convenience but also instills a sense of trust and reliability in the services she offers.

Praveen M G
Application Developer

Knowledgeable, patient & understanding

It was a pleasant experience working on building my personal financial plan with Ida. She is knowledgeable about the insurance plans available and is very well informed of the latest policy trends as well as changes in insurance regulations. She also tailors financial plans according to my budget and needs, while ensuring that I obtain sufficient coverage on areas I’m most concerned about.

She is very patient in explaining to me about the policies and has been very understanding when I am slow to respond due to my busy schedule. I really appreciate her efforts in touching base with me to make sure I have taken the necessary steps to set up my insurance portfolio. Overall, I know that I am in good hands when it comes to financial planning with Ida. Thanks Ida!! 🤩

Victoria
Auditor

Smooth & Hassle-free

I am thankful to have crossed path again with Ida. She is knowledgeable, patient, and she helped me find the best coverage for my needs, basically she knows her stuff well. She understands what is lacking and also what is unnecessary, to ensure I have the most efficient coverage. Her excellent communication and willingness to answer all my questions made the process smooth and hassle-free.

Juveno
Mechanical Design Engineer

Grateful for this connection

Really glad to have someone from the same hometown to do all the financial planning for my husband and I. Ida is so attentive and professional with her work. It feels like our own sister is doing the planning for us and we feel assured in it. She knows what my husband and I need in our financial planning, nothing less or nothing too much for us to handle. We are grateful for this connection made and for the better future :)

Elyana
QA Analyst

Patience, trustworthy & understanding

Ida is very patience, trustworthy and understanding. I appreciate her constant follow up on my planning, despite my busy schedule. She helped me to understand more about insurance planning and recommended solutions which matched my needs. Will definitely recommend her to my friends. Thank you for your effort.

Amanda WONG
Staff Nurse

Sincere, Honest and yet Professional

We are grateful for Ida's help with our family's insurance. Apart from being a great friend, she is truly professional and committed to ensure our family is well protected with the essential coverages. Highly recommended to anyone looking for a sincere, honest and yet professional insurance agent to look after your portfolio.

Cherie & Sian Howe

A TRUSTED & NON-PUSHY ADVISOR!

Met Ida thru my boyfriend. Ida has a really v friendly and cheerful personality. She is very knowledgeable with the planning that she recommends. She is very fast and efficient in attending to all our enquirers and cleared our doubt. She helped me to review my existing policy and summaries them into a portfolio so I can have a bttr view of what is covered. Being a student, I do not know much about insurance policy and how important it is because my mom is the one that bought and managed it but Ida sharing made me have a bttr understanding & perspective. As someone who has no knowledge about insurance and have v bad impression about insurance agent because I always think that they are very pushy and always hard sell to their client even when the policy is not beneficial. However, Ida is definitely not pushy at all. She ensure that she recommends policy that is needed and beneficial for her clients.

Long term friendship made 🫶🏻 now I don’t have to worry about not having a trustable agent to review my policy for me. Cheers 🍻

PeiJuan HAN
Student

GO BEYOND HER DUTY AS AN ADVISOR

Ida was recommended by a friend for my financial planning needs. She is very professional in her field of work. Besides that, she is very patient, sincere and understanding to all my queries. She will go beyond her duty as a financial advisor and she also ensures that I have sufficient coverage for myself.
I highly recommend her to you and I will also recommend her to any of my friends that need a financial advise as well. Thanks Ida!

Daryl BOH
Property Executive

My friend has been speaking highly of her

Ida was recommended to me by one of my close friends. She has been speaking highly of her. "If you were to meet an advisor, it has to be Ida. Trust me, you will like her and will be happy with her service too". After much consideration, I decided to meet up with her as my agent was not very responsive and no after sales service. True enough, I am very pleased with Ida working style & professionalism. I feel that she tried to understand my situation before providing any solutions to my problems. Definitely a good listener which I appreciate greatly. I hope there will be more agent that is like Ida in this industry.

Helen LIU
Business Owner

I decided it is time for me to take action

It has been almost four years since I last met up with Ida. During that meet up, she did propose some adjustment to my portfolio to suit my stage in life. However, I did not follow up. Recently, I met up with her again as I know it is time for me to take some action and wish I could have done something to my portfolio back then. After discussion, I went ahead with part of the planning she advises & eventhough I didn't go ahead with everything, she is still a good listener. I am very satisfied with Ida's explanation n patience. Thank you so much for Ida's expertise and assistance, she is really a great n responsive agent that I came across. Wishing her success in her career.

Michelle KOH
Retiree

Warm hearted

After

Roy YAP

Referred by my sister and now she is my financial advisor too

I got to know Ida through my sister who has been working with her for her financial planning. She is a friendly and knowledgable person who knows her stuff well. It is comfortable for me throughout the session to discuss with her my insurance and financial needs. I appreciate that she took time to listen to me and understand my situation. Furthermore, she answered my question using simple terms and examples so that I can understand better. Thank you Ida

Nabilah
Nurse

I find that the session with Ida is great as she clarifies my doubts in great detail. She knows her stuff well and She explained in great detail patiently on what financial planning is and my doubts about insurance is cleared thanks to Ida. The whole session was engaging too! Thank you Ida for the session!

Steve
Student

Indeed a fruitful session

It was a great session with Ida and Yvonne to know more about financial planning. I was really clueless about how financial planning is like and was always afraid of meeting people who hard sell their insurance plans to me. However, Ida was definitely not someone like this! Although I am a student and has almost 0 knowledge, Ida could explain to me patiently and let me gain much knowledge about financial planning, thank you for the fruitful session!

LIEW Jia Yun
Student

Placing clients’ interest in her heart

Ida is knowledgeable and professional in her work.
She has the interests of her clients in her heart when she is advising the clients on updates and changes.

KHOR Whei Tong
Retiree

I feel lucky to have met Ida through my sister

I first knew Ida thru my sister as she is helping my sister and my mother with their financial planning. The first meet up with her, she helped me to review my existing policies and summaries everything for me in a portfolio that I can view it at a glance. I find it helpful because my previous advisor did not do this for me. As I am a person that spend money easily, I feel lucky to have met Ida because she guide me through proper budgeting patiently and from there I started some planning with her. Thank you Ida for the encouragement and help.

Yi Ming GOH
Patient Service Associate

She’s easy to talk to and makes effort to get to know us

Ida started as my wife's insurance agent and now she has also become our financial planner for both of us.
Ida has a kind and cheerful personality and she is very easy to talk to. She makes the effort to get to know us and our needs. She knows her products well and has no issues answering our questions pertaining to the products she offers to us.

Lionel NG
Training Manager

A friend that I can trust my financial planning with!

Good & Happy to have A True Friend and Long-Term Advisor

Firstly, Ida is down to earth, friendly, patiently who can listen and definitely a true friend / advisory I can trust for the financial planning and Insurance Advisory. when I first met for the portfolio review, Ida asked me a lot of questions related to financial planning / goals and Insurance which probably I was not clear and updated with but with few subsequent discussions and based on her vast & tremendous knowledge she was able to explain the gaps / problems I had in my insurance portfolio.

She always evaluates the client’s / customer’s overall portfolio first and comes up with a suitable and agreeable recommendation. In fact, she went an extra mile and came up with a comprehensive review / summary of my portfolio and shared the ideas / thoughts to align with my financial / insurance goals.

She always thinks from the client’s shoes first and recommends only if it is suitable for the client needs and aligned to long term goals and plans.

A friend I can Trust for Financial planning & Insurance Advisor and that I will recommend to my friends.

Raghu
Project Manager

Committed, hardworking and friendly lady

Ida is a very committed and hardworking lady. I have to say I appreciate her checking in with me from time to time despite her busy schedule. She is very friendly and knowledgeable in her field. Definitely someone you can trust. Very reliable, can approach her if any issue, like a friend. Known her for about 2 and half year now, and very happy that she is still my agent. Definitely recommending her to my friends.

Zhi Xing LEE
Self employed

She always put her clients first and good with what she does!,

Ida's been the most patient with breaking things down so it's easier to understand me. Despite her own busy schedule, she seems to always put her clients first - waiting for my availability, waiting for me to warm up before sharing more etc.

While I'm slow in understanding what policies works best for me, I'm glad to finally open up to Ida when I reached out to her again after she checked in on me years back. She's approachable, flexible and good with what she does.

Thank you Ida, for being there for us!

Shirley BONG
Teacher

She was always patient & happy to clarify my questions!

Ida has been patient throughout my conversations and meet-ups with her!

As I was looking for someone who was no-frills and understands that I may not purchase new plans immediately, I had a lot of questions. But Ida was happy to clarify with her answers.

Although we may not look at every single decision with the same opinion, Ida is still open to exploring alternative solutions with me, which I appreciate :)

Jannelle HO
Associate

She was stranger and now she is my best friend, my advisor

I first known Ida 3 years ago when I first arrived in Singapore to work. Back then, insurance and financial related things were all very new to me. I thought these things are not important to me since I am still young and healthy until I had a chance to meet up with Ida. She is my bestie's friend as well as financial adviser. I often feel nervous meeting up or speaking to new people but when I first met Ida, she was really friendly and she made me feel comfortable chatting with her. It was from there that she helped me to understand what financial planning is all about. She curated plans that fit me and since then, I engaged her as my only advisor. One thing that really makes Ida different from other advisors is that throughout the entire process, she has never force me to get any plans. Instead she walked me through the planning she has done for me and helped me to make a wiser decision. Her kind mind and always be there wanting to help makes me feel that she is more than just a financial adviser. To my bestie and I now, she is our best friend and we want to keep this friendship forever. 🤩

Htet Htet
Software Engineer

SHE MAKES IT A POINT TO GET TO KNOW ME AND UNDERSTAND ME BETTER

Ida has a very friendly disposition and It is very comfortable for me to talk to her. When it comes to financial planning matter, she is knowledgeable and knows her work very well. From our interaction, I can feel that she makes it a point to get to know and understand me and my needs first before giving any advise and recommendations.

Maureen LEE
Animal communicator

Appreciate that extra mile she takes to help me w my portfolio

Ida has provided invaluable feedback related to my policies and she has set up yearly review so that I'm constantly updated of insurance concepts & updates. The concepts are made simple and easy to understand and comparison made is comprehensive. She has also done up a summary of my portfolio for me, which makes keeping track easier. Really appreciate this extra mile and her effort she takes in helping me to keep my finances in check.

Chi Wei ANG
Software Engineer

More than a financial adviser. She is a friend – one I can laugh with and enjoy meals together with.

Ida is someone who always offer sound financial advice based on my objectives as well as my personal needs.

She keeps in regular contact with me and provides me with ongoing advice as my financial goals changes. She also taken the extra step to fully explain the options and guide me in an appropriate direction. I feel as though she truly care about my family, my finances and my future. Ida is more than a financial adviser. She is a friend – one I can laugh with and enjoy meals together with.

Cherilyn TAN
Sales Coordinator

No agent has taken such good care of me & my family portfolios

I am very grateful for the level of care given to me by Idawati. She is very sincere in ensuring I have my needs covered based on my personal circumstances. Truly appreciate Ida as she is very patient, helpful and quick to respond to all my queries. So far, I don't think any agent has taken such good care and such sincerity to help me and my family. Looking forward for her to start managing plans for my baby as well. Complete trust in her to take good care of my family policies.

Maelyssa ROBERT
Advertising Audit Specialist

Happy to have chosen her

I have gotten to know Ida from a mutual friend, she has always been friendly & warm hearted for all our sessions. She always keep the sessions straight forward & easy to understand, curating portfolio that suit to my current life cycle and age. I am happy to have chosen her as my financial advisor, someone that I can seek advise for my finances. Would highly recommend her services!

Jun SOH
Marketing

Her dedication to her work is what sets her apart

Ida has been a great help to both myself and my mum! After reviewing my policies and handing them over to her trusted hands, I decided to entrust my mum’s policies to her as well. She took the effort and time to explain all the policies to my mum in Chinese which I really appreciated because I don’t know how to explain all the various policies and coverage and importance of insurance to my mum. Her dedication to her work is what sets her apart from other advisers I’ve met and I really appreciate what she has done!

Pei Fen GOH
Civil servant

She’s a sweet, attentive & helpful friend/financial advisor

I have known Ida since our secondary school days! She was my choir senior! She is also a super sweet and attentive individual. As my financial advisor, she has been very helpful and giving me the advice that I need. She was able to clarify my questions patiently too! I will definitely recommend Ida to my friends/family should they require any advice in their future financial portfolio and plans. :)

Alida HOO
Marketing coordinator

Happy to have chosen Ida

Idawati has been a super pleasant advisor to work with. She always keep the sessions professional and straight forward, proposing plans that actually suits directly to me and my mom's needs. Sessions are super sincere, only positive vibe. Happy to have chosen her to be the person to take care of my policies. Would highly recommend her services!

Yuan Kiat ONG
Community Specialist

Humble and patient

Ida is by far, one of the most humble person to ever help me with my Insurance needs. Despite my toughest times faced, she patiently keep in touch with me, does yearly review and always update me of any upgrades available to my insurances. She even shares any rewards that are for grabs the soonest possible and I usually got it! 😆. No doubt she is a rare gem in AIA and will definitely recommend her.

Nizam
Civil servant

She is not just a long time friend

Ida is not just a long time friend but also an advisor who has been very attentive in listening to my portfolio needs and evaluate based on my current situation to find the best planning for me. Her invaluable input allows me to address my portfolio in an optimal way. She has been responsive and it has always been a pleasure to work with her. Thank you so much Ida!

Eka AGUSTINI
Accountant

She is understanding and listens to my situation

I first approached Ida as my previous agent left the organisation and wanted someone I know of to handle my policies. After Ida took over, she helped to review my policies and provided solutions that can be enhanced on my existing ones. Due to my financial circumstances at that point of time, I was unable to proceed. However, Ida has been very understanding. She is and has always been helping to follow up with me, ensuring that my portfolio is up to date.

Hwee Hua TAN
Executive

I’M GLAD THE CHAT HAPPENED!

Ida approached me for a portfolio review and i’m glad the chat happened. She takes time to understand my priorities before proposing suitable plans to meet my needs. Genuine, non-pushy, and most importantly, making sure that it meets my expense budget. Thank you for taking time to explain even the most minute detail as you learn from your experiences. Grateful!

Si Ying CHEW
PM

She’s someone who listens to my situations

Ida is very understanding and accommodating to my current situation as I have just started working and is slowly building up on my savings. She doesn't hard sell products to me, instead, she recommends the appropriate ones according to my needs. I like that she doesn't push for reasons on why I'm not able to commit immediately but allows me a longer time to consider without obligations. Overall Ida is very approachable, responsible and knowledgeable in answering all my queries. Highly recommend!

Amy CHEUNG
Nurse

Her non-pushiness that lead me to work with her despite having other insurance friends

I got to know Ida through church's cell and even though before her there are other insurance friends I have but it is her non-pushiness that lead me to get my insurance with her. Her ability to articulate herself well and her knowledge of the different policies is something that I appreciate for. She doesn't withhold any information/experience that she has went through as a insurance agent is something I feel that it very important too!

Beverly LIM
Self Employed

An advisor that my friend highly recommended

I met Ida when I helped to sign as a witness for my friends' insurance nomination. She explained the details of the contents of the insurance plan to my friends and I became interested to have these plans and my friends also highly recommend Ida to me prior to this meeting as a trusted financial advisor. She understands my situation first before recommending me any of the insurance plans rather than giving me what my friends have too. Thank you Ida

Cho Cho
Software Engineer

She is someone who carefully plan what’s most suited for you rather than hard selling!

Idawati has been extremely genuine and considerate from the start. I started getting her services more than a year ago and she has always been energetic and attentive to follow up with me, ensuring that I'm well taken care of. She's knowledgeable, consistent, always available to answer any questions & I'm thankful that she's prompt to accommodate my schedules. What I really appreciate is that she has always been obliging to my needs based on my current situation & financial abilities, and doesn't try to hard-sell any unnecessary plans, but rather, carefully plan products/services that are solely only useful and necessary for me. She has also done a great job of explaining things in the simplest way as possible to me within a short time frame (since I've been really busy with work & my time are super tight). It's been a pleasure to work with her & cheers to the continuous relationship!

Xiaoyun Quak
Senior Finance Associate

No regrets meeting w Ida!

I met Ida by accident and I don’t regret it at all! She has been really patient with me and reassuring at the same time, even though I am very hesitant. She ensures me that whatever planning that she suggested for me, it is towards meeting my personal goals and at the same time, she addresses the concerns that I have along the way.

Ira
HR Executive

She is a dedicated and approachable advisor who will always put her clients first!

Idawati is very friendly, highly approachable and extremely knowledgeable and professional in her field! She knows her stuff well and always look out for her client by ensuring the planning that she has recommended me suit my portfolio and works best for me. She is also a very dedicated person who will follow-up and ensure all my queries regarding insurance planning are clarified! Appreciate her hard work and dedication!! ♡

Megawati NG
IRB Analyst

Such lively person! She puts in effort and sincere. Glad to be recommended by a friend!

A very friendly and lively person, Ida took time to understand my financial situation before assisting to lay out the plans for me. Everything was explained in great details and can see that she really put in efforts and is sincere in helping me with my financial planning. Would definitely recommend if anyone is looking for advices in the insurance or financial planning area. Also, I’m glad that she was introduced to me by a friend!

Zhan Hui NG
Tax Executive

I appreciate this insightful session and glad to be introduced to her!

The session I had with Ida has been really insightful and informative in helping me to understand the importance of financial planning, as well as finding a policy that suits my needs. I also appreciate that she made the effort to thoroughly explain and share the details of various policies to educate me. I am glad that I got introduced to her and thank you Ida for taking your time out to raise my financial awareness. ☺️

Corrine OW
Intern

Meeting up w her and talking to her is one of the best decision

Idawati is recommended to me and she is not only friendly but also reliable in making sure that I am able to get myself covered. I was a bit hesitant to speak with her but she tries her best to put out her helping hand to make sure that the plan I need is sufficient and within my budget. Her professionalism and friendliness have helped me to be informed of the plans needed and also gained my trust. All I can say is that I did not regret meeting with her and talking to her is one of the best decision.

Mohd Shahidul YAQIN
IT Desktop Engineer

Dedicated and patient agent who go above and beyond

Ida was recommended by my close friend. The first time I met Ida, she was very friendly and approachable! I was always skeptical whenever I meet with other financial consultants and always had a difficult time understanding the financial plans. However, Ida proved me wrong and has gained my trust and helped me understand the importance of getting myself protected. Ida is a very dedicated and patient agent and will go above and beyond to ensure that we meet our financial needs. She constantly gave me updates and ensure everything is in placed. Thank you Ida!

Zulaikha ZAHARI
Customer Service Officer

I’m very happy w her professionalism. Thumbs up for her!

Ida is a very friendly, professional and proactive financial advisor to me! I am very happy with her professionalism throughout the entire financial planning process! A thumbs up for her!

Nicholas CHEN
Key Account Manager

She walks me through and never pushy, enable me to make informed choice

Ida is a trusted friend and financial advisor who patiently hears me out to assess my needs and priorities at every life stage. She walks me through the various options and was never pushy in selling her products. She is honest and shares openly about the pros and cons of each option so I am able to make an informed choice. Ida genuinely cares and is diligent in following up with the necessary steps. That to me is what makes her a great financial advisor!

Faith
Case Manager

AMAZING BEING WHO TREATS YOU MORE THAN JUST A CLIENT! LOVE HER AUTHENTICITY!

Ida is an amazing being! She is SUPER FRIENDLY!! Really love talking to her as she really pour out her heart to help you! She will provide good advice and listen to you share! Honestly, never really met an agent like her! She will plan things out for you to ensure that everything are cover and you are well and good to go! Remember when she first called me, she introduce herself to me and start telling me what's going on and wanting to meet me. Though, I'm not very interested in meeting an agent, honestly. But her friendliness and her explanation of different things, really showed me her concern and care for me! Till now, we met a few times and have a chat about different things, can really see her heart for the client. Actually, she probably treat you more like a friend instead of client! Love her authenticity! Great working with her!

Jia Yi LIM
Investigator Rep Service

Dedicated advisor who takes time to understand my unique struggles and goals

Ida has (and is) been a very helpful friend in my journey of financial planning. She is very dedicated and convicted in the work that she does, and I really appreciate that she is not pushy and she takes the time to understand my own unique struggles and goals. Ida has also proven to be trustworthy and dependable so I am assured that I am in good hands. Thank you Ida!

Kimie KWAN
Student

SOMEONE WHO REALLY PUTS IN HER HEART AND EFFORT TO UNDERSTAND ME

Idaaa, I am thankful that you called me that day to arrange for a meet up. After our 1st meeting, I felt that you are really putting your heart in and effort in, just to understand me & my situation first before you can help me to plan for my insurance needs. From the whole process, I know very well that you are really planning for me, for my sake rather than some agents that I met before whereby I felt that they just want to anyhow “sell” me things. You are such a friendly and patient lady who is so willing to share your knowledge with me and explain all the details thoroughly. haha.. Glad that now we are becoming friends! To many years of friendship ahead of us! Cheers 🥂

Sophia Anjani RONOTANA
Accountant

A reliable, helpful and approachable financial advisor for everyone

Ida should be the right person to approach if you are looking for a reliable financial advisor. She handles task promptly whenever you need her. She would explain the details thoroughly to ensure you understand them. She’s really helpful & approachable advisor.

Ertina CHAN
Procurement & production manager

Makes me feel at ease in approaching her

Ida is really helpful and knowledgeable in helping me to understand the different stage in financial planning for myself and my son. Even though I have a lot of questions to ask her, she has been very patient in explaining it to me and ensure that I understand them. She is also a very friendly and she is an approachable advisor. I will definitely recommend her to my friends and family members!

Amelia WEE
Accountant

Finally an advisor who really listens to my situation

Of so many Insurance agents that called me before or I have met before, Ida is the first one to follow up with me and really listens to my situation first before recommending any thing to me. Even though she knows I cannot get anything now due to current financial and health situations, she still willing to listen and advise me what I can plan for my own budgeting moving forward. I appreciate her travel all the way to my area despite the distance. Thank you Ida. Wait for me to settle my finances!

Ron
Self employed

Having to know Ida for more than a year, I always feel that she is a very friendly, genuine and knowledgeable consultant. She would plan according to what you need and always focus on protection first before wealth accumulation. She would spend time to find out more about you, your situation and goals first rather than jumping into conclusion. She helps me to understand the importance of insurance, and she will go into details to ensure you understand what you’re getting.

I will strongly recommend her to my friend who are interested and strongly suggest you to speak with her to understand more about financial journey.

Wei Zheng TOH

Genuine & approachable

Ida is a friendly, genuine and approachable person to talk to. I appreciate her thoroughness and dedication in explaining the whole wealth planning to me, making sure I understand what policies is suitable for my needs. This thus enable me to make informed financial decision. I strongly recommend her to anyone looking for insurance/ financial planning!

Firmanto Lim
Engineer

Warm & helpful

I do not have good experience in meeting a financial planner prior as sometimes I do not understand what they were explaining to me eventhough they had repeated the same information multiple times😅. However, Ida have been very warm and helpful from the first time we met. She was patient and detailed in her explanations of the plans. She even drew out a visual aid of the information that were difficult to digest to make it easier for a visual person like me. Ida takes into account of your affordability and present to you the plans that's within your means and I appreciate that she is respectful of that. I am so glad that I gotten Ida as my financial planner! Thank you for your help ❤

Bella RAMLAN
Early Childhood Educator

Efficient

第一次和Ida见面，她是个友善的女孩。她专业地讲解保单的内容和解答各种的疑问。我前一阵子意外受伤，碰巧是Covid期间，我只好把诊疗收据通过whatsapp传送给她。她很快速的帮我的claim给交上去。大概过了一个星期，保险赔偿就收到了。谢谢你。

The first time I met Ida, she was a friendly girl. She explained the content of the insurance policy in detailed to me and answering various questions. I was accidentally injured a while ago, during COVID. I submitted my diagnosis and treatment receipt to her through whatsapp. She promptly handle my claim. And about a week later, the insurance compensation was received. Thank you.

Mr Chiu
Engineer

Financial planning

“Before meeting with Ida, I had a plan with the bank. I got it through a call by the bank telemarketer. I actually did not know what it was but I signed up because I did not know how to reject the caller. I happened to know Ida via some programme and she offered to review the policy for me and explained to me what it was. I decided to let her handle it and she has been very helpful to explain to me what it was. She is the first financial advisor that really sit through with me the whole planning and let me figure out various planning process especially I am not familiar with Singapore insurance planning despite living here for a few years now. I can now trust my planning with her and also recommended my friends to meet up with her. She is patient and friendly and most importantly, I feel comfortable with her. Thank you Ida 😊”

Thett Oo EAIN
Software Engineer

Clear & easy to understand

“It was a great experience dealing with Christine and Ida. They were helpful in review of my existing policies and provide advice. They were able to present the information in a way that was clear and easy to understand”.

Shu Wei HENG
Senior Engineer

Wonderful advisor

“A friendly and wonderful financial advisor. Ida is a me to explain to me which planning suit me best. She explained the everything in details. Now I’m aware of the importance of Insurance planning and savings for my future. If I have any questions regarding my financial planning, I’ll definitely seek advice from her”.

Muhammad Nur Hidayat
IT Engineer

Comprehensive financial planning

“Ida has played a major role in helping me to gain a more comprehensive understanding of what financial planning entails, and how it involves looking at various needs that I may have at different stages of my life, rather than just being about one-off purchase of policies. She has been patient in explaining details of various policies to me and also helping me to understand my goals in life better. This has been extremely useful since I never gave much thought to financial planning before, but now I know it’s importance and the role it plays in my life. Thank you Ida! ❤️”

Manhong YAN
Social worker

Dedicated and initiative

“Ida is a very dedicated financial advisor. She is very patient in answering my questions and guiding me in this financial planning journey. She takes initiative to update on changes and provides good recommendation on how to enhance my coverage. I would highly recommend anyone to approach her if you are interested to get some advice.”

Hui Wen LIM
Social worker

Two is better than one!

“Having 2 is better than 1! Ida and Yvonne came at the right moment to review my existing coverage. Although I could not sign up for one of the plans, they still did try their very best for me. I eventually managed to plug some gaps in my portfolio and am glad to know that I can rely on both these ladies should I need information or assistance in reviewing my insurance coverage from time to time.

Thank you!”

Daneal ADAM
Credit Supervisor

A go-to Financial advisor!

“Ida is very knowledgeable, easy to talk to and everyone needs a go-to financial advisor and friend like her! She is helping my family and I with our insurance planning and provided us with her advice. She will be very patient with you and she doesn’t force you to get anything unnecessary. Don’t be shy to approach her anytime!”

Cordelia TAN
LASALLE Student

Approachable, understanding & knowledgeable

Hi Friends,

Ida is someone who's dedicated to do what she thinks is best for her clients. She builds relationship and trust with stranger, and turning it into friendship. Though I may not be close with her, but I can tell that she's approachable, understanding and knowledgeable about what plans are good for an individual.

I would recommend my friends to her if I see the need to, she knows her stuff and moreover she's not pushy (with the policies) and will try her best to understand your financial situation better and come up with plans/policies that suits you best.

Regards,
Eden
Product marketer

My very first planning

颇喜疫情间识得AIA Idawati小姐。其勤事也令吾甚嘉焉。其非推保而售保，说友以文与人通，详哉其言之每一保，吾亦从中得知之知每保之详也，亦能审择而明。其思路清晰，言极力强，乐观向上，特谢其荐所之保。

Louis
Interior Designer

Meet someone interesting

As a newly become working adult, hearing regarding financial planning for the first time, Ida was able to explain to me in a very details. The session with her gave me better understanding on different needs and situation of a person which leads to different choices of suitable financial plans among available ones.

Chaeweon
Finance Executive

Meet someone interesting

Ida was a wonderful financial advisor to talk to, someone dependable to help guide me on this journey to financial freedom. She gave good suggestions and things to look out for, and was enthusiastic, patient and knowledgeable in recommending products and answering all my questions. I highly recommend her to anyone looking for some help and advice!

Jasmine
Purchasing Pharmacist

Meet someone interesting

Ida is a very friendly person. She will give you the best advise on which policy suit you best and she will explained to you the reason why that policy is designed for you, just like what she did for me. She knows what she is doing which will make you feel comfortable too. I am very happy that she is helping me with my financial planning. I believe she will continue to help and guide me with my money. I hope she can help you too!

Stephen
Software Engineer

Meet someone interesting

Ida was super friendly and open to take on any questions that i had. I was quite scared at first to talk to her but she is actually altruistic as she just wanted to raise my awareness of what's financially best for me as a young person who just started studying in poly. i am now more aware of the importance of planning for my savings for the future and am also more interested in learning how to manage them myself. If i have any problems in future i will most likely seek advice from her :D

Josie
Student

Idawati is friendly and joyful! She’s also knowledgeable consultant who reviews her client’s needs and requirements and let them know what they are lacking of instead of just thinking about selling the plan. I am grateful to Ida for enlightening me regarding my future on how to plan for my finance wisely and going beyond her role as a financial advisor!

Dhilipan

I would like to share that I've been very impressed with miss Ida, she's very friendly, bubbly, meticulous and articulate with her work. She also shows great care and concern for all her clients. I highly recommend her to anyone!!!

Alex
Freelancer

Very engaging and sincere, a sweet agent that patiently figure out your needs and what’s best suited for you. I’m able to trust her because of her sincerity.

Jason
Army regular

Ce Ida is very friendly. I’ve known her since secondary school, more than 10 years ago. I thought of her when my dad was asking about insurance policy. I believe that ce Ida is someone who is genuine and understanding. When I took up my hospitalisation plan with her, I trust that she will be able to help me and also my family when we are in need. I am really Glad to have keep in contact with her until now.

Paramitha
Engineer

英丽的耐心很好，很礼貌，也很详细的为我的保单分析。还帮了我办理了保险索赔。真的非常感谢英丽。谢谢她。

Mr Ang
Fishmonger

Idawati is friendly and joyful! She’s also a knowledgeable consultant who reviews her client’s policies and let them know what they are lacking of instead of hard selling every other plan. I am grateful to Ida for enlightening and going beyond her role as a financial advisor!

Faye
Event coordinator

Ida, a very knowledgeable person. Excellent and well equipped with financial knowledge. I wish to have more insurance plans with her however, due to my current financial burden, I am unable to get additional plans from her. I am very happy to have met her. She kindly explain everything in detail and have patient to answer so many questions that I had. When my financial situation allows, I’ll definitely proceed with the remaining planning with her. Keep up the good work and hope to meet in the upcoming review meeting again!

Jerome Leong
Accountant

Ida explained to me the insurance plan in details before I signed up for it. I’ve a better and clearer understanding on the policies. It is good to have Ida as my agent. Besides that, she also helps me to understand more about investment plan when I ask her about it as many of us don’t know much about it. She’s able to explain things to me with patience. A very cheerful person!

S
Boarding officer

Thanks ida, appreciate you sharing what’s best for me and my future. Very personalised, relatable planning received. One would expect this level of service from a veteran agent. Would certainly recommend. P.S. Had a great time catching up too, cya again soon! 😊

Javier
Finance Executive

Ida is a friendly and bubbly person. She has help me understand better about my financial planning and how I can go about managing my finances through the whole detailed discussion. Thank you so much.

Hayati
Admin Assistant

Ida is very passionate about her sharing to her clients and does not force sales. Instead, she educated the client based on their needs and priorities. I was confident that my portfolio was sufficient until I met Ida and she took time to explain and interpret my portfolio. At the same time, educate me on what my portfolio is lacking of and made me understand how different circumstances will affect my cash flow. Will definitely recommend her to you!

Nigel
Accountant

I know Ida through a network and she approached in professional way with regards to my financial planning. Overall, I’m happy with her advise according to my policies and plan. I do know with her attitude and professionalism, she will be able to help the community to achieve their goals.

Jasman
Engineer

I would like to share that you will be in good hands. Ida is knowledgeable in what she does. She assisted me and answered my questions about my policy. With her guidance, I made a decision that will benefit me and my family in the future.

Manuel Almanzor
Senior Assistant Project Engineer

Ida is a very dedicated agent. She is very detailed, efficient and systematic. Good to know that are are in good hands. Thank you ida for your sharing.

Dawn
Sales Engineer

Cheerful advisor!!

Hi Anyone out there!,

Ida is a very cheerful and very knowledgeable financial advisor. She knows her stuff well and present herself very professionally even though we know each other for ten years!! I would strongly recommend Ida to anyone who needs insurance coverage or wealth planning!

Regards,
Peter Chan

Strongly recommend

Hi Family and friends ,

I know Ida for quite some time. She had the same education & industrial background like me so it’s easier to discuss financial matters with her due to her experience. I already have a medical policy under other agent but for my wife & daughter’s policy, I decided to engage Ida as my family advisor due to her professionalism and attitude to work and the knowledge that she has. So I strongly recommend Ida as an advocate for financial planning to everyone

Regards,
Ali & Family

My wealth protection planning

Hi Friends ,

Ida is a friend that I happen to make during my ORD trip. I always wanted to start investing and planning for my future once I start working full time.

She shares with me the whole financial planning journey and explain to me patiently what is most suitable for me to plan for, for my current age and financial situation. My questions are also responded promptly and in a detailed manner.

I will strongly recommend her to anyone that needs financial advise about insurance or investment plans.

Regards,
Guan Hong

Understanding strengths and weaknesses of your portfolio

Hi Friend!,

I am glad to have a session with Ida to go through my portfolio and understand it’s current strength and weaknesses. Her opinions has given me much food for thoughts in how I have been building my portfolios thus far and directions I can take. I’ll recommend you to meet up with her!

Regards,
Hock Leng

Financial review

Hi Everyone,

Idawati is a meticulous, reflective and open-minded advisor. She explained financial management concepts in great details and allowed me to have deeper and broader understanding of my own wealth management. She reviewed my family existing insurance policies. Through the review, I got a clearer picture of our coverages and we made suitable adjustments that benefited our entire portfolio. I would definitely recommend Ida to my friends to meet up with her to review their existing policies.

Regards,
Yi Jie

Enthusiasm

Hi Friends out there,

Ida first approached to review my insurance policies. She has certainly shown great enthusiasm and drive for her new career. She and her team mate have shared some useful information to my enquiries and given me some interesting insights. Although this is her first year, I hope that she will scale to greater heights in her field with perseverance and determination.

Regards,
Nic

Sound financial advise

Hi Friends ,

Ida is a patient financial advisor who will give sound financial advice. Through the appointment, i have an understanding about the wealth planning priorities. I have several questions regarding the plan after the appointment. She handled my questions promptly. Definitely a finance advisor to go-to in regards to financial planning!

Regards,
Kong Him

真心的财务规划

Hi 大家,

Ida和Yee Loon为我解释了保险在每个人生阶段的用处，也详细的为我分析了我现有的保单。他们针对我的需求所提出的修改不但更全面地保障了我的利益，我也不需要增加太多的保费。是真心在做财务规划的财务顾问。一定推荐给大家

Ida and Yee Loon explained to me the usefulness of insurance at every stage of my life, and analyzed my existing policies in details. The recommendation they made to my needs not only protected my interests more comprehensively, I also did not need to increase too much premium. They are financial consultant who is really doing financial planning from their hearts. I must recommend it to everyone.

Regards,
Yit Tat

Meet someone interesting

Hi Everyone,

When it comes to insurance, I am rather sceptical and never believed in it due to bad experiences until Ida approached my wife and I. She has proven that she is not just another advisor. Instead of going straight into recommending the products on out first meeting, she helps to uncover things that I never knew before. My wife and I are very satisfied with the service she has provided for us. Thank you Ida for taking time to help us with our financial planning. Keep up the good work!

大家

谈到保险，我很怀疑并且从来没有相信它，因为以前有过不是很满意的经历，直到Ida接近我的妻子和我。她不是”另一个”顾问。她没有直接在第一次见面时推荐产品，而是帮助发现我以前从未知道的事情。我和我的妻子对她为我们提供的服务非常满意。感谢Ida花时间帮助我们进行财务规划。保持良好的工作！

Regards,
Liang Seng & A Qing

Meticulous and patient advisor

Hi Family, friends and everyone,

It was definitely a great experience to have Ida as my financial consultant. Not only she’s very prompt with her replies, she’s meticulous and patient when it comes to giving explanations to ensure that I clear any doubts that I have. Unlike some consultants that I have met before, she is not pushy thus making me feeling really comfortable throughout the entire appointment. I will definitely recommend her to my family and friends!

家人，朋友与大家

让Ida成为我的财务顾问绝对是很棒的经历。她的回复非常迅速，而且在提供解释以确保我清除任何疑虑时，她一丝不苟而且耐心。与我之前见过的一些顾问不同，她并不咄咄逼人，因此让我在整个约会期间感到非常舒服。我一定会把它推荐给我的家人和朋友！

Regards,
Sari

Someone you can trust

Hi Friends,

Ida shared with me about financial planning (wealth protection) during our appointment. I decided to get an accident plan which was lacking in my portfolio. A few months later, the plan came in as a pleasant surprise that my medical expenses were covered. The process is fuss free and I recommend everyone & my friends who are not sufficiently covered or have not done a review in a long time to review their portfolio. Ida is someone whom you can trust in building your insurance coverage and wealth protection.

Regards,
Elisa

Enjoyable process and not pushy

Hi My friends, family.,

Ida is a well trained financial consultant who is well versed in the products and services AIA offers. Throughout the process of financial planning, she was professional and able to answer all of my queries and doubts. I never thought financial planning would be this interactive and enjoyable as most agents I met in the past were pushy for sales. I would highly recommend her to those who have just started working and professionals out there. In fact, anyone would be suitable if you want to find out more about financial services, wealth protection and accumulation!

Regards,
Terence

A warm & patient advisor

Hi Everybody,

Ida has been really patient with me during the sharing. Even when I told her I'm not interested in buying any plans, she did not push further but continued to make me feel comfortable while sharing some financial planning advice. Although I had countless of questions during the sharing, she never waivered but was confident and knowledgeable in clarifying everything.
Will recommend her to my friends and family who may be new to financial planning. Everybody would love a financial advisor as patient, knowledgeable and willing-to-learn-together attitude! 😁

Regards,
Shirley

Hi My friends out there!,

I met Ida for some advice regarding my financial planning. I thought it will be a usual advisory session. Instead of jumping straight into the session, she started to share about why she is doing this and help me to discover the focus of my financial planning, which is family and retirement. She went on to share 2 concepts which helped to shape my needs. There were the 3 cornerstones, wealth protection, accumulation and preservation. Of which, I felt I needed to focus on wealth protection and accumulation given that the dependents on my income. Also, when she went through the concept of human capital, it helped me to get to know the amount I should be looking at.

Regards,
Leon

Meet someone interesting

Hi Friends,

Ida is a very responsible and knowledgable insurance advisor. She will get back to me and clear my doubts regarding all of my enquiries. If there is any questions that she is unable to provide an immediate answer, she will always check back and let me know as soon as she can. My family and I have not been following up with our policies for many years. Luckily, I met Ida who is willing to assist me in my financial planning. I would recommend her financial service to anyone who is interested to get insurance advice.

Regards,
Allan, Agnes & Audriana

Hi Everyone ,

Ida has been a reliable and trusted advisor who has been responsive
and honest in our interactions. Our conversations provide fresh
insights for me and I strongly recommend Ida to anyone searching for an open-minded and truthful voice.

Regards,
Phyllis

A close friend to an Advisor

Hi Family & Friends,

Ida has been a great agent who I can converse comfortably with about
anything. She is patient, knowledgeable and understanding. Besides that, she is also someone I can rely on whenever I have problem and enquiry, be it personally or financial planning related. I will totally recommend her to my family and friends.

Regards,
Stephanie

Helpful and punctual

Hi Family & friends,

Ida is a pleasant financial advisor who is always prompt in her replies. Besides that, she makes sure that punctually isn’t compromised. I am glad to have her as my financial advisor who took time to walk me through my financial portfolio.

Regards,
Zoe

DISCLAIMER

This is not an official AIA web profile. The views and opinions expressed in this publication are those of the author and do not reflect the official policy or position of AIA Singapore Private Limited (Company Registration No. 201106386R) (AIA), any other agency, organisation, employer or company. Assumptions made in the analysis are not reflective of the position of AIA other than the author.

Idawati

Financial Services Consultant; Senior Premier Consultant

Idawati

Financial Services Consultant; Senior Premier Consultant

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